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House Inspection Cost: 7 Secrets to Save on Your Inspection

Becoming a homeowner is a dream for many – but it also comes with responsibilities, including evaluating the condition of your potential new home. A crucial component of this process is the house inspection, and understanding the house inspection cost plays a significant role in deciding whether you’re ready to take that plunge and purchase your dream home. Don’t worry, we’ve got you covered with our insider secrets to save on house inspection costs and navigate the mortgage landscape with confidence!

Home Inspection Cost: Why It Matters?

In most cases, it’s not just the mortgage you’ll be paying when purchasing a new home; you’ll also need to consider the costs of home inspections. According to the U.S. Department of Housing and Urban Development , the national average for home inspection cost falls between $300 and $500. However, this range varies depending on factors such as location, size of the property, age, and inspection services required. So, how much does a home inspection cost in the grand scheme of things?

Realistically, the cost of a home inspection is a small percentage of your home’s purchase price. Nonetheless, it plays a major role in ensuring that you’re making a wise investment. In many cases, a thorough inspection can reveal hidden red flags that can save you thousands of dollars in future repairs or even prompt a renegotiation of the purchase price.

Home Inspection Cost

House Inspection Cost Breakdown

To grasp the true impact of house inspection cost on your budget, let’s dissect it further.

1. General Home Inspection

A general home inspection is a comprehensive assessment of a home’s various systems, including structural, electrical, plumbing, and HVAC. The general inspection cost typically ranges from $300 to $500. However, the price can differ based on factors such as location, property size, and the inspector’s reputation.

2. Specialty Inspections

Depending on your specific needs and the location of your potential new home, additional inspections may be necessary. Examples of these inspections include:

  • Radon testing
  • Mold inspection
  • Termite inspection
  • Asbestos testing
  • Lead paint testing
  • Septic system inspection

These specialty inspections can vary in price, starting from around $25 for a simple radon test kit to $600 or more for a comprehensive septic system inspection.

3. Location-Based Inspections

Some regions require specialized inspections due to geography or climate, such as foundation inspections for properties located in areas with expansive clay soil. These inspections can range from $300 to $800, depending on the location and the extent of the inspection or foundation inspection.

How Much Does A Home Inspection Cost

How Much is A Home Inspection if You Want a Certified Home Inspector?

Certifications can play a significant role in determining the house inspection cost. A certified home inspector has undergone extensive training and is a member of a nationally recognized home inspection organization, making them highly qualified to evaluate your home’s condition. While the examination by a certified professional may come with a higher price tag, their insights are worth the added expense.

What Do Home Inspectors Look For?

Home inspectors examine various aspects of your potential new home to ensure it’s safe and free from any major defects. Components typically inspected include:

  • Foundations and basements
  • Roof and attic
  • Walls, ceilings, and floors
  • Doors and windows
  • Electrical systems
  • Plumbing systems
  • Heating and air conditioning systems

House Inspection Savings Strategies

Understanding the various aspects of a house inspection cost helps you make informed decisions and save money in the long run. Here are our top 7 tips to save on home inspection costs:

  1. Shop around: Research several inspectors in your area and compare their prices, experience, and credentials.
  2. Bundle inspections: If you need additional inspections, ask if they offer package deals.
  3. Attend the inspection: Ask the inspector questions during the inspection to learn more about the property and potential maintenance issues.
  4. Use inspection results to negotiate: Use the inspection findings to renegotiate the purchase price or request repairs.
  5. DIY some inspections: For less critical inspections, such as radon or mold testing, consider purchasing a self-test kit from a home improvement store.
  6. Look for discounts: Some inspectors may offer discounts for first-time homebuyers, veterans, or other qualifying individuals.
  7. Evaluate the house before inspection: Look for visible issues that may require a specialty inspection or a more costly evaluation by a professional.

House Inspection Cost and Appraisals: What’s the Difference?

While both house inspections and appraisals assess a property’s value, they serve different purposes. A home inspection aims to uncover any hidden issues with the property and provide the buyer with peace of mind, while an appraisal determines the market value of a home.

Although they’re separate processes, house inspection costs and appraisals are both crucial aspects of securing a mortgage. Lenders require an appraisal to ensure the loan amount accurately reflects the property’s value, and a thorough inspection provides the buyer with an accurate understanding of the home’s condition.

How Much Is A Home Inspection

House Inspection Cost: Historical, Statistical, Trivial, and FAQs

Here’s some extra information to help you enhance your knowledge of house inspection costs.


The origins of home inspections can be traced back to the 1950s, coinciding with the growth of suburban development. Early inspections were typically conducted by engineers or architects to assess a property’s structural integrity. As real estate transactions grew in complexity, house inspections gradually evolved into a distinct profession.


  • The average house inspection cost in the United States is about $315.
  • Larger homes can cost up to $500 or more for an inspection.
  • Additional specialty inspections and tests outside the scope of a general home inspection are typically priced separately.


  • According to a 2020 survey, 20% of first-time homebuyers were unaware of the importance of a home inspection.
  • A complete home inspection typically takes 2-4 hours, depending on the size and age of the property.


Q: How long does it take to receive the home inspection report?

A: Most inspectors provide a detailed written report within 24-48 hours of the inspection.

Q: Can I skip the house inspection to save on the cost?

A: While technically possible, it’s not recommended. Skipping the inspection can lead to unforeseen issues and costly repairs down the road.

In conclusion, a house inspection is a vital component of the home-buying process, and understanding house inspection cost influences your decision-making and budget. By employing savvy strategies, you can save money on the inspection and make informed decisions about the property you wish to purchase. Equip yourself with this knowledge and become a savvy homeowner ready to tackle the mortgage landscape with ease and confidence!

Mortgage Rater Editorial, led by seasoned professionals with over 20 years of experience in the finance industry, offers comprehensive information on various financial topics. With the best Mortgage Rates, home finance, investments, home loans, FHA loans, VA loans, 30 Year Fixed rates, no-interest loans, and more. Dedicated to educating and empowering clients across the United States, the editorial team leverages their expertise to guide readers towards informed financial and mortgage decisions.
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