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Terms Of Service

Last updated: 4/20/2023

Please read these Terms of Service (“Terms”, “Terms of Service”) carefully before using the Mortgage Rater website (https://www.mortgagerater.com/) (“the Website”) operated by Mortgage Rater (“us”, “we”, or “our”).

Your access to and use of the Website is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Website.

By accessing or using the Website, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Website.

1. Acceptance of Terms

By using the Mortgage Rater website, you signify your acceptance of these Terms of Service. If you do not agree to these Terms, please do not use our website. Your continued use of the Mortgage Rater website following the posting of changes to these Terms will be deemed your acceptance of those changes.

2. Description of Services

Mortgage Rater provides information, tools, and resources related to mortgage rates, loans, and other financial products and services. The Website allows users to compare various mortgage options and gather information to make informed financial decisions.

3. User Conduct and Responsibilities

As a condition of your use of the Mortgage Rater website, you warrant that:

  • You are at least 18 years of age.
  • You will provide accurate, current, and complete information when prompted by the Website.
  • You will use the Website and its services in a manner consistent with any and all applicable laws and regulations.

You agree not to use the Mortgage Rater website for any purpose that is unlawful or prohibited by these Terms. You may not use the Website in any manner that could damage, disable, overburden, or impair the Website or interfere with any other party’s use and enjoyment of the Website.

4. Intellectual Property Rights

All content on the Mortgage Rater website, including but not limited to text, graphics, logos, icons, images, and software, is the exclusive property of Mortgage Rater or its content suppliers and is protected by international copyright laws.

You may not reproduce, distribute, or create derivative works based on the content of the Mortgage Rater website without the express written permission of Mortgage Rater.

5. Limitation of Liability

In no event shall Mortgage Rater, its directors, officers, employees, or affiliates be liable for any direct, indirect, incidental, special, consequential, or punitive damages (including, without limitation, loss of profits, data, use, or goodwill) arising out of or in connection with your use of the Mortgage Rater website or its services, whether based on warranty, contract, tort, or any other legal theory, and whether or not Mortgage Rater has been advised of the possibility of such damages.

6. Indemnification

You agree to indemnify, defend, and hold harmless Mortgage Rater, its officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, or expenses, including reasonable attorneys’ fees and costs, arising out of or in any way connected with your access to or use of the Mortgage Rater website.

7. Governing Law and Jurisdiction

These Terms shall be governed and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the

remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Website, and supersede and replace any prior agreements we might have had between us regarding the Website.

8. Changes to Terms of Service

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any changes by posting the new Terms on this page with an updated “Last updated” date. It is your responsibility to review these Terms periodically for any changes. By continuing to access or use our Website after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Website.

9. Termination

We may terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason whatsoever, including, without limitation, if you breach the Terms.

Upon termination, your right to use the Website will immediately cease. If you wish to terminate your account, you may simply discontinue using the Website.

10. Contact Information

If you have any questions about these Terms, please contact us at:

Mortgage Rater 1041 N Formosa Ave Bldg 12 West Hollywood, CA 90046

Email: [email protected] Toll Free: (877) 99-RATER (877-997-2837)

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