Privacy Policy for Mortgage Rater
Last updated: 4/20/2023
At Mortgage Rater, we recognize the importance of protecting your privacy and are committed to maintaining the confidentiality of your personal information. This Privacy Policy describes how we collect, use, and disclose your personal information when you visit or use our website (https://www.mortgagerater.com/).
By using our website, you agree to the collection and use of information in accordance with this policy.
Information Collection and Use
While using our website, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include but is not limited to:
- Name
- Email address
- Phone number
- Address, State, and Zip/Postal Code
- Financial and loan-related information
We collect this information for the purpose of providing you with personalized services, improving our website, and communicating with you.
Log Data
We collect information that your browser sends whenever you visit our website. This Log Data may include information such as your computer’s Internet Protocol (IP) address, browser type, browser version, the pages of our website that you visit, the time and date of your visit, the time spent on those pages, and other statistics.
Cookies
Cookies are files with a small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your computer’s hard drive.
We use cookies to collect information to improve our website and personalize your experience. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our website.
Service Providers
We may employ third-party companies and individuals to facilitate our website, provide services on our behalf, perform website-related services, or assist us in analyzing how our website is used. These third parties have access to your personal information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
Security
The security of your personal information is important to us, but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
Links to Other Sites
Our website may contain links to other sites that are not operated by us. If you click on a third-party link, you will be directed to that third-party’s site. We strongly advise you to review the Privacy Policy of every site you visit.
We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
Children’s Privacy
Our website does not address anyone under the age of 13 (“Children”). We do not knowingly collect personally identifiable information from children under 13. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us. If we become aware that we have collected personal information from a child under age 13 without verification of parental consent, we will take steps to remove that information from our servers.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
Data Retention Policy
Mortgage Rater retains your personal information for as long as necessary to fulfill the purposes for which it was collected, to comply with our legal obligations, resolve disputes, and enforce our agreements. When we no longer need your personal information for these purposes, we will securely delete or anonymize the data in accordance with applicable laws and regulations.
User Rights
As a user of our website, you have the following rights concerning your personal information:
- Access: You have the right to request access to the personal information we hold about you.
- Correction: You have the right to correct any inaccurate or incomplete personal information we hold about you.
- Deletion: You have the right to request the deletion of your personal information, subject to certain legal exceptions.
- Restriction: You have the right to request that we restrict the processing of your personal information in certain circumstances.
- Data portability: You have the right to request a copy of your personal information in a structured, commonly used, and machine-readable format.
To exercise any of these rights, please contact us at [email protected] or (877) 99-RATER (877-997-2837).
International Data Transfers
Mortgage Rater may transfer your personal information to countries outside your country of residence, including the United States, where our website is hosted. When transferring your personal information internationally, we take appropriate measures to ensure that your data is treated securely and in accordance with this Privacy Policy and applicable data protection laws.
Data Breach Procedures
In the event of a data breach, Mortgage Rater will promptly investigate the incident and take appropriate measures to mitigate the impact of the breach. We will notify affected users and relevant authorities, as required by applicable laws, and provide information on the nature of the breach, the categories of personal information affected, and the steps we are taking to address the breach.
Changes to Our Business
In the event that Mortgage Rater undergoes a business change, such as a merger, acquisition, or sale of all or a portion of its assets, your personal information may be transferred to the new entity. We will take reasonable steps to ensure the confidentiality and security of your personal information during and after the business change and will notify you of any changes to this Privacy Policy or our data handling practices.
Contact Us
If you have any questions about this Privacy Policy, please contact us:
Email: [email protected] Toll Free: (877) 99-RATER (877-997-2837)
