Close this search box.

Rick and Morty FHA Loan Cost

Are you a fan of the beloved animated television show, Rick and Morty? Have you ever pondered what a mortgage might look like on their iconic house in Seattle, Washington? In this article, we’ll investigate just that – whether or not it is actually Seattle as some have suggested through various hints and references throughout the series. So let’s find out what living like Rick and Morty in rainy Seattle would cost!

Rick and Morty take place in an unknown city that is implied to be a fictional version of Seattle, Washington based on various clues and references throughout the series. Notable features include the Space Needle-like tower in its opening credits, Harold S. Truman High School (named after former U.S. President who was from Washington), as well as co-creator Justin Roiland’s origins (which remain uncertain). Regardless, no definitive confirmation has ever been given by either creators; thus far the exact location remains uncertain.

Rick And Morty Home

Rick and Morty City

The specific city that Rick and Morty take place in is not explicitly mentioned in the show. However, it is generally believed to be a fictional version of Seattle, Washington, based on various hints and references throughout the series. Some of these include the presence of the Space Needle-like tower in the show’s opening credits, the name of the high school that Morty attends (Harry S. Truman High School), which is named after the former U.S. President who was from the state of Washington, and the fact that the show’s co-creator, Justin Roiland, is from Washington. However, it should be noted that this has never been confirmed by the show’s creators, and the exact location of the show’s setting remains open to interpretation.

Rick And Morty House Crazy Aliens Money

Seattle, Washington is a stunning city known for its scenic landscapes, delicious food and vibrant culture – but also for having some of the highest housing prices in America. One of the most iconic houses in Seattle belongs to Rick Sanchez and Morty Smith from the beloved TV show Rick and Morty. Fans have often wondered how much it would cost to mortgage this house and live like Rick and Morty would cost – so we did some calculations to find out!

According to the latest data available from Zillow, as of February 2022, the median home value in Seattle, Washington is around $971,000. It’s worth noting that this is just an estimate and the actual price of a house in Seattle can vary widely based on various factors such as location, size, age, and condition of the property. Additionally, the real estate market can be dynamic and subject to fluctuations, so it’s always best to consult with a real estate professional for more accurate and up-to-date information.

Rick And Morty Mortgage Cost

Rick and Morty Mortgage Cost

Given Rick and Morty live in Seattle, with a house worth the average price for a Seattle home of approximately $971,000, and they take out an FHA loan with a 3% down payment and 6.97% interest rate, their mortgage would look something like this as long as they follow the ARP:

Loan Amount: $941,870 (97% of purchase price)
Down Payment: $29,130 (3.3% of the purchase price)
Interest Rate: 6.97%
Loan term: 30 years
We calculated Rick and Morty’s monthly mortgage payment with a mortgage calculator to be approximately $6,335, which includes principal, interest, mortgage insurance, and property taxes.

Rick And Morty Broke

It’s essential to remember that this calculation is just a fiction based on the assumption that Rick and Morty’s house in Seattle is worth more than the average home price in Seattle. Furthermore, their interest rate and other loan details may differ based on factors like their credit score, income level, and debt-to-income ratio. Nonetheless, living like Rick and Morty would come with quite an expensive price tag in Seattle!

Rick And Morty Mortgage Conclusion

Rick and Morty Mortgage Conclusion

In conclusion, while we can never know the exact cost of Rick and Morty’s mortgage, it is estimated to be over $6,000 per month if they lived in Seattle and took out an FHA loan. But as fans of the show know, their adventures take them to various dimensions and planets so who knows where their next stop will be.

Mortgage Rater Editorial, led by seasoned professionals with over 20 years of experience in the finance industry, offers comprehensive information on various financial topics. With the best Mortgage Rates, home finance, investments, home loans, FHA loans, VA loans, 30 Year Fixed rates, no-interest loans, and more. Dedicated to educating and empowering clients across the United States, the editorial team leverages their expertise to guide readers towards informed financial and mortgage decisions.
Share This :

Monday mortgage newsletter

Best Mortgage Rates

Don't miss great home rates!

Your privacy is important to us. We only send valuable information and you can unsubscribe at any time. For more details, see our Privacy Policy.