This policy explains what Mortgage Rater collects when you visit, why, and the choices you have. Mortgage Rater is operated by Loaded Publishing.
Who we are
Mortgage Rater (“we”, “us”) is a best mortgage rates, home loans, real estate trends and refinancing publication operated by Loaded Publishing. For any privacy question, contact contact@mortgagerater.com.
What we collect
Mortgage Rater has no accounts and no login. We do not ask you for your name, address or payment details, and we do not knowingly collect them.
- Usage data — pages viewed, referring site, approximate region, device and browser type, collected through analytics so we can see what is read and keep the site working.
- Advertising data — Mortgage Rater is funded by advertising. Our advertising partners may set cookies or similar identifiers to measure and select ads. See Cookie Policy.
- Messages you send us — if you email us, we keep the message and your address to reply and to keep a record of corrections.
How we use it
To operate and secure the site, understand what our readers find useful, sell and measure advertising, and answer messages you send us. We do not sell the personal information you give us by emailing us.
Cookies and advertising
We and our advertising and analytics partners use cookies and similar technologies. You can control cookies in your browser, and where required we show a consent choice. Full detail is in our Cookie Policy.
Your rights
Depending on where you live (including under the EU/UK GDPR and the California CCPA/CPRA), you may have the right to access, correct or delete personal information we hold about you, to object to certain processing, and to opt out of the “sale” or “sharing” of personal information for targeted advertising. To exercise any right, email contact@mortgagerater.com and we will respond as the law requires. California residents can also use Do Not Sell or Share My Personal Information. We honour Global Privacy Control browser signals where applicable.
Data retention and transfers
We keep usage and advertising data only as long as needed for the purposes above, then delete or aggregate it. The site is served from a global content network, so data may be processed in countries other than your own under appropriate safeguards.
Children
Mortgage Rater is intended for adults and is not directed at children under 13 (or 16 in the EEA/UK). We do not knowingly collect their personal information.
Changes
We update this policy when our practices change and revise the date below.
Contact
Privacy questions and rights requests: contact@mortgagerater.com.
Last updated August 8, 2026.