What is Debt to Income Ratio (DTI)? Simple Answers for 2023
April 15, 2023
A Comprehensive Overview Debt to income ratio, or DTI, is a crucial metric used by lenders to assess a borrower’s ability to repay a loan.
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Credit Reports for Mortgages: The Ultimate Guide in 2023
April 15, 2023
Navigating the world of mortgages can be overwhelming, but understanding the importance of credit reports and how they affect your mortgage application is key. In
The Ultimate Guide to Credit Scores for Homebuyers: Everything You Need to Know in 2023
April 11, 2023
Your credit score is a crucial factor in determining your eligibility for mortgages, loans, and other forms of credit. Understanding your credit score, its impact
What is FCRA? Fair Credit Reporting Act
March 6, 2023
The Fair Credit Reporting Act (FCRA) is a federal law in the United States that sets standards for collecting, disseminating and using consumer credit information.
What is FACTA? The Fair and Accurate Credit Transactions Act
March 5, 2023
FACTA, officially known as the Fair and Accurate Credit Transactions Act (FACTA), is a federal law designed to safeguard consumers’ personal and financial information. Enacted
Get the 717 Credit Score You Deserve: A 2023 Sureproof Guide to Improving Your Credit Score
February 27, 2023
Your 717 credit score is something to be proud of! It indicates a healthy financial history and increases your likelihood of approval for loans or
How to Get an 841 Credit Score: 2023’s Foolproof Way to Fantastic Credit
February 20, 2023
This blog post will show you a guaranteed way to achieve an 841 credit score in 2023. While attaining such a credit score may not
Is a 673 Credit Score Good? What Does it Mean in 2023?
December 12, 2022
A 673 credit score is considered a “good,” but not great, FICO score. It falls within the range (660-739) that most lenders consider “good”. With
